Natural hazards · Prattville

Prattville, AL natural hazards

Most of the natural-hazard damage FEMA expects in Prattville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 39 claims here since 1980. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Prattville?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prattville to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes15%Heat waves11%Everything else17%
By hazard

What Prattville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 84% of U.S. places

Heat waves

11% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Prattville flood?

Every paid claim on a federal flood insurance policy in Prattville, from FEMA’s records.

39paid claims since 1980
$765Kpaid to owners
5homes flooded more than once
19802026

Biggest named events

  • Early winter storms: 3 claims, $18K
  • Hurricane Opal: 2 claims, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Prattville is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Autauga County.

What’s been done with FEMA grants

128storm safe rooms built
13flood-prone properties bought out and cleared
2flood-prone homes bought out and moved
Disasters that hit Prattville

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prattville itself: aid to households, or repair grants to the City of Prattville.

Brought FEMA money into PrattvilleDeclared for Autauga County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

313 households applied for aid $768K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$123K to the City of Prattville for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

279 households applied for aid $377K aid approved
2009

Severe Storms, Tornadoes, Flooding, and Straight-Line Winds

113 households applied for aid $253K aid approved $217K to the City of Prattville for repairs
2005

Hurricane Dennis

$33K to the City of Prattville for repairs
2004

Hurricane Ivan

808 households applied for aid $915K aid approved $128K to the City of Prattville for repairs
Autauga County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Prattville

Prattville and the towns around it

Millbrook: High, mostly inland floodingCoosada: High, mostly inland floodingElmore: High, mostly inland floodingDeatsville: Moderate, mostly inland floodingPrattville: Moderate, mostly inland flooding PrattvilleMillbrook
Very lowLowModerateHighVery high
Millbrookmostly inland floodingHigh
Prattvillemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prattville covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Prattville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Prattville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Prattville total about $10.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01