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Natural hazards · Point Pleasant

Point Pleasant, WV natural hazards

Most of the natural-hazard damage FEMA expects in Point Pleasant comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 27 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Point Pleasant?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Point Pleasant to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding85%Heat waves6%Everything else10%
By hazard

What Point Pleasant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 2 times a year in the area

Heat waves

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Point Pleasant flood?

Every paid claim on a federal flood insurance policy in Point Pleasant, from FEMA’s records.

27paid claims since 1978
$148Kpaid to owners
3homes flooded more than once
19782026

Biggest named events

  • Not a named storm: 9 claims, $9K
  • Tropical Storm Ivan: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Point Pleasant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mason County.
Disasters that hit Point Pleasant

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Point Pleasant itself: aid to households, or repair grants to the City of Point Pleasant.

Brought FEMA money into Point PleasantDeclared for Mason County only
2018

Severe Storms, Flooding, Landslides, and Mudslides

$81K to the City of Point Pleasant for repairs
2012

Severe Storms and Straight-Line Winds

18 households applied for aid $3K aid approved $27K to the City of Point Pleasant for repairs
2004

Severe Storms, Flooding, and Landslides

18 households applied for aid $24K aid approved $7K to the City of Point Pleasant for repairs
2003

Severe Storms, Flooding, and Landslides

24 households applied for aid $29K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

41 households applied for aid $18K aid approved
2000

Flooding, Severe Storms, and Landslides

$46K to the City of Point Pleasant for repairs
Mason County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Point Pleasant

Point Pleasant and the towns around it

Addison: Low, mostly inland floodingKanauga: Low, mostly inland floodingGallipolis: Moderate, mostly inland floodingHenderson: High, mostly inland floodingCheshire: Moderate, mostly inland floodingSpringfield: Moderate, mostly inland floodingGallipolis: Moderate, mostly inland floodingGreen: Moderate, mostly inland floodingGallipolis Ferry: High, mostly inland floodingClay: Very high, mostly inland floodingPoint Pleasant: High, mostly inland flooding Point PleasantAddisonKanaugaGallipolisHenderson
Very lowLowModerateHighVery high
Hendersonmostly inland floodingHigh
Point Pleasantmostly inland floodingHigh
Gallipolismostly inland floodingModerate
Addisonmostly inland floodingLow
Kanaugamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Point Pleasant is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Point Pleasant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Point Pleasant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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