Natural hazards · Addison

Addison, OH natural hazards

Most of the natural-hazard damage FEMA expects in Addison comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 22 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Addison?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Addison to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding83%Heat waves9%Everything else9%

By hazard

What Addison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 3 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Addison flood?

Every paid claim on a federal flood insurance policy in Addison, from FEMA’s records.

22paid claims since 1979

$303Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Addison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gallia County.

Disasters that hit Addison

Federal disasters declared here

None of the disasters declared for Gallia County shows FEMA aid or repair money reaching Addison itself in FEMA’s records.

Brought FEMA money into AddisonDeclared for Gallia County only

Gallia County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Addison

Addison and the towns around it

Very lowLowModerateHighVery high

Point Pleasantmostly inland floodingHigh

Springfieldmostly inland floodingModerate

Cheshiremostly inland floodingModerate

Gallipolismostly inland floodingModerate

Addisonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Addison covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Addison’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Addison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Addison total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.