Natural hazards · Pine Grove

Pine Grove, WV natural hazards

Most of the natural-hazard damage FEMA expects in Pine Grove comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 40 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pine Grove?

99
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Grove to be higher than in 99% of U.S. communities, mostly from inland flooding.

Inland flooding95%Everything else5%
By hazard

What Pine Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

95% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pine Grove flood?

Every paid claim on a federal flood insurance policy in Pine Grove, from FEMA’s records.

40paid claims since 1978
$701Kpaid to owners
6homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Ivan: 20 claims, $299K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Pine Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wetzel County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared
Disasters that hit Pine Grove

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pine Grove itself: aid to households, or repair grants to the Town of Pine Grove.

Brought FEMA money into Pine GroveDeclared for Wetzel County only
2024

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid $21K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

4 households applied for aid $17K aid approved
2017

Severe Storms, Flooding, Landslides, and Mudslides

31 households applied for aid $108K aid approved $37K to the Town of Pine Grove for repairs
2008

Severe Storms, Tornadoes, Flooding, Mudslides, and

1 household applied for aid $2K aid approved
2004

Severe Storms, Flooding, and Landslides

92 households applied for aid $380K aid approved $54K to the Town of Pine Grove for repairs
2003

Severe Storms, Flooding, and Landslides

12 households applied for aid $36K aid approved $10K to the Town of Pine Grove for repairs
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

$1K to the Town of Pine Grove for repairs
Wetzel County has had 24 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Grove is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Pine Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pine Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01