Natural hazards · New Cumberland

New Cumberland, WV natural hazards

Most of the natural-hazard damage FEMA expects in New Cumberland comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 81 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Cumberland?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Cumberland to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding93%Everything else7%
By hazard

What New Cumberland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

93% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Cumberland flood?

Every paid claim on a federal flood insurance policy in New Cumberland, from FEMA’s records.

81paid claims since 1978
$1.4Mpaid to owners
18homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Ivan: 31 claims, $984K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. New Cumberland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hancock County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared
Disasters that hit New Cumberland

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Cumberland itself: aid to households, or repair grants to the City of New Cumberland.

Brought FEMA money into New CumberlandDeclared for Hancock County only
2024

Severe Storms, Flooding, Landslides, and Mudslides

29 households applied for aid $213K aid approved $40K to the City of New Cumberland for repairs
2005

Severe Storms, Flooding, and Landslides

$10K to the City of New Cumberland for repairs
2004

Severe Storms, Flooding, and Landslides

137 households applied for aid $572K aid approved $27K to the City of New Cumberland for repairs
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

$3K to the City of New Cumberland for repairs
Hancock County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.
Around New Cumberland

New Cumberland and the towns around it

Knox: High, mostly inland floodingSaline: Moderate, mostly inland floodingIsland Creek: Moderate, mostly inland floodingRoss: Moderate, mostly inland floodingToronto: Very high, mostly inland floodingSalem: Very low, mostly inland floodingYellow Creek: Low, mostly inland floodingBrush Creek: Moderate, mostly inland floodingNew Cumberland: Very high, mostly inland flooding New CumberlandKnoxSaline
Very lowLowModerateHighVery high
New Cumberlandmostly inland floodingVery high
Knoxmostly inland floodingHigh
Salinemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Cumberland is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to New Cumberland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Cumberland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01