Natural hazards · Saline

Saline, OH natural hazards

Most of the natural-hazard damage FEMA expects in Saline comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Saline?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Saline to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%
By hazard

What Saline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Saline flood?

FEMA's records show no paid flood insurance claims in Saline.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Saline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.
Disasters that hit Saline

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Saline itself: aid to households, or repair grants to the Township of Saline.

Brought FEMA money into SalineDeclared for Jefferson County only
2018

Severe Storms, Landslides, and Mudslides

$17K to the Township of Saline for repairs
2011

Severe Storms and Flooding

$28K to the Township of Saline for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

$53K to the Township of Saline for repairs
2004

Severe Storms and Flooding

$104K to the Township of Saline for repairs
2004

Severe Storms, Flooding, Mudslides, and Landslides

$63K to the Township of Saline for repairs
Jefferson County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Saline

Saline and the towns around it

Knox: High, mostly inland floodingYellow Creek: Low, mostly inland floodingBrush Creek: Moderate, mostly inland floodingNew Cumberland: Very high, mostly inland floodingRoss: Moderate, mostly inland floodingIsland Creek: Moderate, mostly inland floodingToronto: Very high, mostly inland floodingSalem: Very low, mostly inland floodingMadison: Low, mostly inland floodingWellsville: Very high, mostly inland floodingWashington: Low, mostly inland floodingLiverpool: Low, mostly inland floodingSpringfield: Moderate, mostly inland floodingSaline: Moderate, mostly inland flooding SalineKnoxYellow CreekBrush CreekNew CumberlandRoss
Very lowLowModerateHighVery high
New Cumberlandmostly inland floodingVery high
Knoxmostly inland floodingHigh
Salinemostly inland floodingModerate
Brush Creekmostly inland floodingModerate
Rossmostly inland floodingModerate
Yellow Creekmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Saline is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Saline’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Saline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01