Natural hazards · Hurricane

Hurricane, WV natural hazards

Most of the natural-hazard damage FEMA expects in Hurricane comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 16 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hurricane?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hurricane to be higher than in 34% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding72%Heat waves16%Everything else12%

By hazard

What Hurricane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Heat waves

16% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hurricane flood?

Every paid claim on a federal flood insurance policy in Hurricane, from FEMA’s records.

16paid claims since 1979

$434Kpaid to owners

3homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hurricane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Putnam County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

Disasters that hit Hurricane

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hurricane itself: aid to households, or repair grants to the City of Hurricane.

Brought FEMA money into HurricaneDeclared for Putnam County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

19 households applied for aid $13K aid approved

2021

Severe Winter Storms

$82K to the City of Hurricane for repairs

2012

Severe Storms and Straight-Line Winds

$4K to the City of Hurricane for repairs

2004

Severe Storms, Flooding, and Landslides

49 households applied for aid $75K aid approved $41K to the City of Hurricane for repairs

2003

Severe Storms, Flooding, and Landslides

126 households applied for aid $337K aid approved $148K to the City of Hurricane for repairs

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

8 households applied for aid $10K aid approved

Putnam County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Hurricane

Hurricane and the towns around it

Very lowLowModerateHighVery high

Teays Valleymostly inland floodingModerate

Cullodenmostly inland floodingModerate

Hurricanemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hurricane covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hurricane’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hurricane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hurricane total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.