Natural hazards · Culloden

Culloden, WV natural hazards

Most of the natural-hazard damage FEMA expects in Culloden comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Culloden?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Culloden to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding75%Heat waves11%Everything else14%

By hazard

What Culloden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 3 times a year in the area

Heat waves

11% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Culloden flood?

FEMA's records show no paid flood insurance claims in Culloden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Culloden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cabell County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Culloden

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Culloden itself: aid to households, or repair grants to Culloden.

Brought FEMA money into CullodenDeclared for Cabell County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

3 households applied for aid

2012

Severe Storms and Straight-Line Winds

2 households applied for aid

2004

Severe Storms, Flooding, and Landslides

25 households applied for aid $47K aid approved

2003

Severe Storms, Flooding, and Landslides

45 households applied for aid $142K aid approved

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

3 households applied for aid

Cabell County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Culloden

Culloden and the towns around it

Very lowLowModerateHighVery high

Miltonmostly inland floodingVery high

Cullodenmostly inland floodingModerate

Hurricanemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Culloden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Culloden’s own flood-insurance community; household aid to the registrant’s city; repair grants to Culloden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.