Natural hazards · Bluewell

Bluewell, WV natural hazards

Most of the natural-hazard damage FEMA expects in Bluewell comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 32 claims here since 1992. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bluewell?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bluewell to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding75%Cold waves15%Everything else10%
By hazard

What Bluewell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 2 times a year in the area

Cold waves

15% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHeat wavesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bluewell flood?

Every paid claim on a federal flood insurance policy in Bluewell, from FEMA’s records.

32paid claims since 1992
$463Kpaid to owners
0homes flooded more than once
19922026

Biggest named events

  • February West Virginia Flooding: 1 claim, $133K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Bluewell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mercer County.
Disasters that hit Bluewell

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bluewell itself: aid to households, or repair grants to Bluewell.

Brought FEMA money into BluewellDeclared for Mercer County only
2024

Post-Tropical Storm Helene

1 household applied for aid
2009

Severe Storms, Flooding, Mudslides, and Landslides

2 households applied for aid $2K aid approved
2004

Severe Storms, Flooding, and Landslides

10 households applied for aid $7K aid approved
2003

Severe Storms, Flooding, and Landslides

5 households applied for aid $10K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

1 household applied for aid $248 aid approved
Mercer County has had 24 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bluewell covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Bluewell’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Bluewell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bluewell total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01