Natural hazards · Willard

Willard, WI natural hazards

Most of the natural-hazard damage FEMA expects in Willard comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willard?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willard to be higher than in 64% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves38%Tornadoes5%Everything else7%

By hazard

What Willard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 4 years in the area

Cold waves

38% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 18 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willard flood?

FEMA's records show no paid flood insurance claims in Willard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Willard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rusk County.

Disasters that hit Willard

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Willard itself: aid to households, or repair grants to the Town of Willard.

Brought FEMA money into WillardDeclared for Rusk County only

2000

Severe Storms, Tornadoes, and Flooding

$3K to the Town of Willard for repairs

Rusk County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Willard

Willard and the towns around it

Very lowLowModerateHighVery high

Washingtonmostly inland floodingHigh

Willardmostly inland floodingHigh

Grantmostly inland floodingHigh

Marshallmostly inland floodingHigh

Growmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Willard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Willard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.