Natural hazards · West Point

West Point, WI natural hazards

Most of the natural-hazard damage FEMA expects in West Point comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 2007. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Point?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Point to be higher than in 87% of U.S. communities, mostly from inland flooding and hail.

Inland flooding46%Hail35%Cold waves8%Tornadoes6%Everything else6%

By hazard

What West Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Hail

35% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 28 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Point flood?

Every paid claim on a federal flood insurance policy in West Point, from FEMA’s records.

9paid claims since 2007

$144Kpaid to owners

0homes flooded more than once

20072026

Biggest named events

March 2019 Midwest Flooding: 4 claims, $96K

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbia County.

Disasters that hit West Point

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Point itself: aid to households, or repair grants to the Town of West Point.

Brought FEMA money into West PointDeclared for Columbia County only

2008

Severe Storms, Tornadoes, and Flooding

$65K to the Town of West Point for repairs

2000

Snow

$2K to the Town of West Point for repairs

Columbia County has had 9 natural disasters declared since 1953, most often severe storms and hurricanes.

Around West Point

West Point and the towns around it

Very lowLowModerateHighVery high

Dekorramostly inland floodingVery high

Lodimostly inland floodingVery high

West Pointmostly inland floodingVery high

Caledoniamostly inland floodingVery high

Merrimacmostly inland floodingVery high

Prairie du Sacmostly inland floodingHigh

Roxburymostly inland floodingLow

Danemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to West Point’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of West Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Point total about $6.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.