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Natural hazards · Dane

Dane, WI natural hazards

Most of the natural-hazard damage FEMA expects in Dane comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Dane?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dane to be higher than in 10% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves18%Tornadoes16%Hail9%Everything else7%
By hazard

What Dane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 2 times a year in the area

Cold waves

18% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

16% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 20 years in the area

Hail

9% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dane flood?

FEMA's records show no paid flood insurance claims in Dane.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Dane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dane County.
Disasters that hit Dane

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dane itself: aid to households, or repair grants to the Town of Dane.

Brought FEMA money into DaneDeclared for Dane County only
2011

Severe Winter Storm and Snowstorm

$7K to the Town of Dane for repairs
2008

Severe Storms, Tornadoes, and Flooding

$8K to the Town of Dane for repairs
2008

Record Snow and Near Record Snow

$3K to the Town of Dane for repairs
2000

Snow

$2K to the Town of Dane for repairs
2000

Severe Storms, Tornadoes, and Flooding

$11K to the Town of Dane for repairs
Dane County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Dane

Dane and the towns around it

Dane: Very low, mostly inland floodingRoxbury: Low, mostly inland floodingSpringfield: Very low, mostly inland floodingVienna: Very low, mostly inland floodingLodi: Very high, mostly inland floodingWest Point: Very high, mostly inland floodingBerry: Low, mostly inland floodingPrairie du Sac: High, mostly inland floodingSauk City: High, mostly inland floodingMazomanie: Moderate, mostly inland floodingMiddleton: Low, mostly inland floodingMiddleton: Very low, mostly inland floodingWestport: Low, mostly inland floodingDeForest: Low, mostly inland floodingArlington: Very high, mostly inland floodingDekorra: Very high, mostly inland floodingMerrimac: Very high, mostly inland floodingPrairie du Sac: High, mostly inland floodingMerrimac: Very high, mostly inland floodingCaledonia: Very high, mostly inland floodingCross Plains: High, mostly inland floodingCross Plains: Low, mostly inland floodingBlack Earth: Moderate, mostly inland floodingDane: Very low, mostly inland flooding DaneDaneRoxburySpringfieldViennaLodiWest PointBerry
Very lowLowModerateHighVery high
Lodimostly inland floodingVery high
West Pointmostly inland floodingVery high
Roxburymostly inland floodingLow
Berrymostly inland floodingLow
Springfieldmostly inland floodingVery low
Danemostly inland floodingVery low
Danemostly inland floodingVery low
Viennamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dane covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Dane’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dane total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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