A typical Utica home is worth roughly $283,000
Builders were permitted 10 new homes in 2025.
What kind of housing town is Utica?
Read from the numbers below. The page puts what stands out first.
A typical home costs 5 years of income
More than across Wisconsin (4.4 years). Try your own numbers below.
That’s $61K short of a typical Utica home.
A two-bedroom rents for about $980 a month here, $720 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Utica’s typical property tax (0.91% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
92% of Utica households own their home
Half of Utica’s homes were built before 1981.
Wisconsin: 68% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
A two-bedroom rents for about $980
Renters already here pay a median of $613, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Vernon County, WI HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
10 new homes permitted in 2025
Builders were permitted 10 new homes in Utica in 2025, all single-family houses, worth about $3.7 million to build. Over the past 10 years, Utica has permitted 29 homes in all.
Between the 2010 and 2020 censuses, Utica's population fell by 38 even though 26 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 16% of Utica's homes are seasonal or vacation homes, which adds housing without adding residents. Across Wisconsin: 1.3 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 7 | 7 | 0 | $2.6 million |
| 2025 | 10 | 10 | 0 | $3.7 million |
| 2024 | 4 | 4 | 0 | $1.3 million |
| 2023 | 3 | 3 | 0 | $910,000 |
| 2022 | 2 | 2 | 0 | $547,000 |
| 2021 | 3 | 3 | 0 | $734,000 |
| 2020 | 1 | 1 | 0 | $278,000 |
| 2019 | 3 | 3 | 0 | $812,000 |
| 2018 | 3 | 3 | 0 | $644,000 |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 3 | 3 | 0 | $1.2 million |
| 2014 | 3 | 3 | 0 | $1.2 million |
| 2013 | 3 | 3 | 0 | $364,000 |
| 2012 | 5 | 5 | 0 | $785,000 |
| 2011 | 4 | 4 | 0 | $628,000 |
| 2010 | 2 | 2 | 0 | $160,000 |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 1 | 1 | 0 | $90,000 |
| 2007 | 1 | 1 | 0 | $90,000 |
| 2006 | 8 | 8 | 0 | $850,000 |
| 2005 | 9 | 9 | 0 | $956,000 |
| 2004 | 9 | 9 | 0 | $956,000 |
| 2003 | 4 | 4 | 0 | $55,000 |
| 2002 | 3 | 3 | 0 | $330,000 |
| 2001 | 3 | 3 | 0 | $330,000 |
| 2000 | 3 | 3 | 0 | $330,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Utica vs. its neighbors
Utica is the priciest of 6 neighboring towns. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Utica | $283K* | — | $980 | 10 | $56,563 |
| Clayton | $228K* | — | $980 | — | $71,125 |
| Gays Mills | $165K* | — | $1,000 | 1 | $40,208 |
| Freeman | $207K* | — | $970 | 4 | $57,083 |
| Seneca | $202K* | — | $980 | 5 | $82,188 |
| Franklin | $233K* | +5.4%† | $1,010 | 1 | $75,208 |
| Bell Center | — | — | $1,000 | 0 | $32,250 |
| Haney | — | — | $1,000 | 0 | $55,208 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Utica buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.