Natural hazards · Rushford

Rushford, WI natural hazards

Most of the natural-hazard damage FEMA expects in Rushford comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rushford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rushford to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding62%Cold waves14%Tornadoes11%Everything else13%

By hazard

What Rushford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 2 years in the area

Cold waves

14% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 14 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rushford flood?

Every paid claim on a federal flood insurance policy in Rushford, from FEMA’s records.

3paid claims since 1979

$19Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

March 2019 Midwest Flooding: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rushford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Winnebago County.

Disasters that hit Rushford

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rushford itself: aid to households, or repair grants to the Town of Rushford.

Brought FEMA money into RushfordDeclared for Winnebago County only

2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2004

Severe Storms and Flooding

$7K to the Town of Rushford for repairs

Winnebago County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Rushford

Rushford and the towns around it

Very lowLowModerateHighVery high

Omromostly inland floodingHigh

Rushfordmostly inland floodingModerate

Nepeuskunmostly inland floodingModerate

Poyganmostly inland floodingModerate

Auroramostly inland floodingModerate

Uticamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rushford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rushford’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Rushford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rushford total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.