Natural hazards · Omro

Omro, WI natural hazards

Most of the natural-hazard damage FEMA expects in Omro comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2019. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Omro?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Omro to be higher than in 61% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves17%Tornadoes11%Everything else12%

By hazard

What Omro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Cold waves

17% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Omro flood?

Every paid claim on a federal flood insurance policy in Omro, from FEMA’s records.

1paid claims since 2019

$41Kpaid to owners

0homes flooded more than once

20192026

Biggest named events

March 2019 Midwest Flooding: 1 claim, $41K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Omro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Winnebago County.

Disasters that hit Omro

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Omro itself: aid to households, or repair grants to the Town of Omro.

Brought FEMA money into OmroDeclared for Winnebago County only

2004

Severe Storms and Flooding

$10K to the Town of Omro for repairs

2001

Flooding, Severe Storms and Tornadoes

$10K to the Town of Omro for repairs

Winnebago County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Omro

Omro and the towns around it

Very lowLowModerateHighVery high

Omromostly inland floodingHigh

Rushfordmostly inland floodingModerate

Winneconnemostly inland floodingModerate

Uticamostly inland floodingModerate

Algomamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Omro covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Omro’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Omro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Omro total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.