Natural hazards · Raymond

Raymond, WI natural hazards

Most of the natural-hazard damage FEMA expects in Raymond comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2001.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Raymond?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raymond to be higher than in 6% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves21%Tornadoes17%Everything else13%

By hazard

What Raymond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 62 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Raymond flood?

Every paid claim on a federal flood insurance policy in Raymond, from FEMA’s records.

1paid claims since 2001

$63Kpaid to owners

0homes flooded more than once

20012026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Raymond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Racine County.

Disasters that hit Raymond

Federal disasters declared here

None of the disasters declared for Racine County shows FEMA aid or repair money reaching Raymond itself in FEMA’s records.

Brought FEMA money into RaymondDeclared for Racine County only

Racine County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Raymond

Raymond and the towns around it

Very lowLowModerateHighVery high

Norwaymostly inland floodingModerate

Caledoniamostly inland floodingVery low

Raymondmostly inland floodingVery low

Franklinmostly cold wavesVery low

Yorkvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raymond covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Raymond’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Raymond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Raymond total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.