Natural hazards · Norway

Norway, WI natural hazards

Most of the natural-hazard damage FEMA expects in Norway comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 20 claims here since 1999.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norway?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norway to be higher than in 47% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding64%Cold waves15%Tornadoes12%Everything else9%

By hazard

What Norway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 94 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norway flood?

Every paid claim on a federal flood insurance policy in Norway, from FEMA’s records.

20paid claims since 1999

$257Kpaid to owners

0homes flooded more than once

19992026

Biggest named events

Storm: 9 claims, $116K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Norway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Racine County.

Disasters that hit Norway

Federal disasters declared here

None of the disasters declared for Racine County shows FEMA aid or repair money reaching Norway itself in FEMA’s records.

Brought FEMA money into NorwayDeclared for Racine County only

Racine County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Norway

Norway and the towns around it

Very lowLowModerateHighVery high

Waterfordmostly inland floodingModerate

Rochestermostly inland floodingModerate

Norwaymostly inland floodingModerate

Muskegomostly inland floodingLow

Dovermostly inland floodingVery low

Raymondmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norway covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Norway’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Norway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Norway total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.