Natural hazards · New Richmond

New Richmond, WI natural hazards

Most of the natural-hazard damage FEMA expects in New Richmond comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1997. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Richmond?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Richmond to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes20%Cold waves14%Strong wind11%Hail6%Everything else5%

By hazard

What New Richmond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 95 years in the area

Cold waves

14% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 9 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Richmond flood?

Every paid claim on a federal flood insurance policy in New Richmond, from FEMA’s records.

7paid claims since 1997

$201Kpaid to owners

1homes flooded more than once

19972026

Biggest named events

Severe flooding: 1 claim, $725

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Richmond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Croix County.

Disasters that hit New Richmond

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in New Richmond itself: aid to households, or repair grants to the City of New Richmond.

Brought FEMA money into New RichmondDeclared for St. Croix County only

2013

Severe Storms, Flooding, and Mudslides

$14K to the City of New Richmond for repairs

St. Croix County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around New Richmond

New Richmond and the towns around it

Very lowLowModerateHighVery high

Star Prairiemostly inland floodingModerate

Stantonmostly inland floodingModerate

Richmondmostly inland floodingLow

Erin Prairiemostly inland floodingLow

New Richmondmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Richmond covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to New Richmond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Richmond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Richmond total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.