Natural hazards · Erin Prairie

Erin Prairie, WI natural hazards

Most of the natural-hazard damage FEMA expects in Erin Prairie comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2020.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Erin Prairie?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Erin Prairie to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes18%Cold waves11%Strong wind11%Hail7%Everything else4%

By hazard

What Erin Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 35 years in the area

Cold waves

11% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 9 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Erin Prairie flood?

Every paid claim on a federal flood insurance policy in Erin Prairie, from FEMA’s records.

1paid claims since 2020

$5Kpaid to owners

0homes flooded more than once

20202026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Erin Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Croix County.

Disasters that hit Erin Prairie

Federal disasters declared here

None of the disasters declared for St. Croix County shows FEMA aid or repair money reaching Erin Prairie itself in FEMA’s records.

Brought FEMA money into Erin PrairieDeclared for St. Croix County only

St. Croix County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Erin Prairie

Erin Prairie and the towns around it

Very lowLowModerateHighVery high

Stantonmostly inland floodingModerate

Erin Prairiemostly inland floodingLow

Richmondmostly inland floodingLow

Emeraldmostly inland floodingLow

New Richmondmostly inland floodingLow

Hammondmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Erin Prairie covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Erin Prairie’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Erin Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Erin Prairie total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.