Natural hazards · Montrose

Montrose, WI natural hazards

Most of the natural-hazard damage FEMA expects in Montrose comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montrose?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montrose to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves15%Tornadoes11%Hail9%Everything else7%

By hazard

What Montrose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 13 years in the area

Hail

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montrose flood?

FEMA's records show no paid flood insurance claims in Montrose.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Montrose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dane County.

Disasters that hit Montrose

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Montrose itself: aid to households, or repair grants to the Town of Montrose.

Brought FEMA money into MontroseDeclared for Dane County only

2011

Severe Winter Storm and Snowstorm

$5K to the Town of Montrose for repairs

2008

Severe Storms, Tornadoes, and Flooding

$3K to the Town of Montrose for repairs

2008

Record Snow and Near Record Snow

$4K to the Town of Montrose for repairs

2000

Snow

$2K to the Town of Montrose for repairs

Dane County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Montrose

Montrose and the towns around it

Very lowLowModerateHighVery high

Exetermostly inland floodingLow

Veronamostly inland floodingVery low

Oregonmostly inland floodingVery low

Montrosemostly inland floodingVery low

Bellevillemostly inland floodingVery low

Primrosemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montrose is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Montrose’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Montrose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.