Natural hazards · Belleville

Belleville, WI natural hazards

Most of the natural-hazard damage FEMA expects in Belleville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2018. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Belleville?

12
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belleville to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves15%Tornadoes11%Hail9%Everything else7%
By hazard

What Belleville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 2 times a year in the area

Cold waves

15% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

11% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once every 13 years in the area

Hail

9% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Belleville flood?

Every paid claim on a federal flood insurance policy in Belleville, from FEMA’s records.

3paid claims since 2018
$84Kpaid to owners
0homes flooded more than once
20182026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Belleville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dane County.
Disasters that hit Belleville

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belleville itself: aid to households, or repair grants to the Village of Belleville.

Brought FEMA money into BellevilleDeclared for Dane County only
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

17 households applied for aid $54K aid approved $348K to the Village of Belleville for repairs
2011

Severe Winter Storm and Snowstorm

$4K to the Village of Belleville for repairs
2008

Severe Storms, Tornadoes, and Flooding

14 households applied for aid $15K aid approved $10K to the Village of Belleville for repairs
2008

Record Snow and Near Record Snow

$5K to the Village of Belleville for repairs
2007

Severe Storms and Flooding

30 households applied for aid $76K aid approved
2004

Severe Storms and Flooding

1 household applied for aid $704 aid approved
2000

Snow

$3K to the Village of Belleville for repairs
Dane County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Belleville

Belleville and the towns around it

Montrose: Very low, mostly inland floodingExeter: Low, mostly inland floodingOregon: Very low, mostly inland floodingPrimrose: Very low, mostly inland floodingVerona: Very low, mostly inland floodingNew Glarus: Moderate, mostly inland floodingMount Pleasant: Low, mostly inland floodingBrooklyn: Low, mostly inland floodingBelleville: Very low, mostly inland flooding BellevilleMontroseExeter
Very lowLowModerateHighVery high
Exetermostly inland floodingLow
Bellevillemostly inland floodingVery low
Montrosemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belleville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Belleville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Belleville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01