Natural hazards · Lisbon

Lisbon, WI natural hazards

Most of the natural-hazard damage FEMA expects in Lisbon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lisbon?

15
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lisbon to be higher than in 15% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves21%Tornadoes19%Everything else12%
By hazard

What Lisbon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Below average · higher than 27% of U.S. places
Recorded about 2 times a year in the area

Cold waves

21% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

19% of expected damage
Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lisbon flood?

Every paid claim on a federal flood insurance policy in Lisbon, from FEMA’s records.

2paid claims since 1979
$58Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • 2025-08-MilwaukeeMetro-Flood: 1 claim, $58K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Lisbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Waukesha County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Lisbon

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lisbon itself: aid to households, or repair grants to the Village of Lisbon.

Brought FEMA money into LisbonDeclared for Waukesha County only
2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $3K aid approved
2025

Severe Storms, Straight-Line Winds, Flooding, and Mudslides

3 households applied for aid $22K aid approved
2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $28K aid approved
Waukesha County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Lisbon

Lisbon and the towns around it

Sussex: Low, mostly inland floodingMerton: Low, mostly inland floodingMenomonee Falls: Very low, mostly inland floodingPewaukee: Very low, mostly inland floodingMerton: Low, mostly inland floodingRichfield: Low, mostly inland floodingLannon: Low, mostly inland floodingHartland: Low, mostly inland floodingDelafield: Very low, mostly inland floodingBrookfield: Very low, mostly inland floodingMilwaukee: Low, mostly cold wavesButler: Very low, mostly inland floodingGermantown: Very low, mostly inland floodingBrookfield: Very low, mostly inland floodingPewaukee: Very low, mostly inland floodingWaukesha: Very low, mostly inland floodingChenequa: Low, mostly inland floodingOconomowoc: Moderate, mostly inland floodingDelafield: Low, mostly inland floodingErin: Low, mostly inland floodingPolk: Very low, mostly inland floodingGermantown: Very low, mostly inland floodingGenesee: Low, mostly inland floodingNew Berlin: Very low, mostly inland floodingLisbon: Very low, mostly inland flooding LisbonSussexMertonMenomonee FallsPewaukeeMertonRichfieldLannonHartlandDelafieldBrookfield
Very lowLowModerateHighVery high
Mertonmostly inland floodingLow
Mertonmostly inland floodingLow
Richfieldmostly inland floodingLow
Lannonmostly inland floodingLow
Sussexmostly inland floodingLow
Hartlandmostly inland floodingLow
Delafieldmostly inland floodingVery low
Menomonee Fallsmostly inland floodingVery low
Lisbonmostly inland floodingVery low
Brookfieldmostly inland floodingVery low
Pewaukeemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lisbon covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Lisbon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Lisbon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lisbon total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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