TownTapestry
Sign inJoin
HartlandGood afternoon
Natural hazards · Hartland

Hartland, WI natural hazards

Most of the natural-hazard damage FEMA expects in Hartland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2010. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hartland?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hartland to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves23%Tornadoes19%Everything else12%
By hazard

What Hartland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 2 times a year in the area

Cold waves

23% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

19% of expected damage
Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hartland flood?

Every paid claim on a federal flood insurance policy in Hartland, from FEMA’s records.

1paid claims since 2010
$29Kpaid to owners
0homes flooded more than once
20102026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hartland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Waukesha County.
Disasters that hit Hartland

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hartland itself: aid to households, or repair grants to the Village of Hartland.

Brought FEMA money into HartlandDeclared for Waukesha County only
2026

Severe Storms, Tornadoes, and Flooding

24 households applied for aid $31K aid approved
2025

Severe Storms, Straight-Line Winds, Flooding, and Mudslides

34 households applied for aid $191K aid approved
2008

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $16K aid approved $8K to the Village of Hartland for repairs
2008

Record Snow and Near Record Snow

$20K to the Village of Hartland for repairs
2004

Severe Storms and Flooding

1 household applied for aid $807 aid approved
2000

Snow

$8K to the Village of Hartland for repairs
Waukesha County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Hartland

Hartland and the towns around it

Merton: Low, mostly inland floodingDelafield: Very low, mostly inland floodingDelafield: Low, mostly inland floodingLisbon: Very low, mostly inland floodingChenequa: Low, mostly inland floodingOconomowoc: Moderate, mostly inland floodingMerton: Low, mostly inland floodingErin: Low, mostly inland floodingPewaukee: Very low, mostly inland floodingGenesee: Low, mostly inland floodingNashotah: Low, mostly inland floodingSummit: Low, mostly inland floodingOconomowoc Lake: Low, mostly inland floodingSussex: Low, mostly inland floodingMenomonee Falls: Very low, mostly inland floodingRichfield: Low, mostly inland floodingLannon: Low, mostly inland floodingBrookfield: Very low, mostly inland floodingHartland: Low, mostly inland flooding HartlandMertonDelafieldDelafieldLisbon
Very lowLowModerateHighVery high
Mertonmostly inland floodingLow
Delafieldmostly inland floodingLow
Hartlandmostly inland floodingLow
Delafieldmostly inland floodingVery low
Lisbonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hartland covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Hartland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hartland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hartland total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Hartland, WIView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Hartland is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map