Natural hazards · Lamartine

Lamartine, WI natural hazards

Most of the natural-hazard damage FEMA expects in Lamartine comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lamartine?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lamartine to be higher than in 16% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves19%Tornadoes18%Hail8%Everything else9%

By hazard

What Lamartine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 11 years in the area

Hail

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lamartine flood?

FEMA's records show no paid flood insurance claims in Lamartine.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lamartine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fond du Lac County.

Disasters that hit Lamartine

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lamartine itself: aid to households, or repair grants to the Town of Lamartine.

Brought FEMA money into LamartineDeclared for Fond du Lac County only

2008

Severe Storms, Tornadoes, and Flooding

$19K to the Town of Lamartine for repairs

2004

Severe Storms and Flooding

$16K to the Town of Lamartine for repairs

Fond du Lac County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Lamartine

Lamartine and the towns around it

Very lowLowModerateHighVery high

Fond du Lacmostly inland floodingVery low

Lamartinemostly inland floodingVery low

Eldoradomostly inland floodingVery low

Springvalemostly inland floodingVery low

Oakfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lamartine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lamartine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lamartine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.