Natural hazards · Eldorado

Eldorado, WI natural hazards

Most of the natural-hazard damage FEMA expects in Eldorado comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eldorado?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eldorado to be higher than in 16% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves19%Tornadoes18%Hail8%Everything else9%

By hazard

What Eldorado faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 11 years in the area

Hail

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eldorado flood?

FEMA's records show no paid flood insurance claims in Eldorado.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eldorado isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fond du Lac County.

Disasters that hit Eldorado

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eldorado itself: aid to households, or repair grants to the Town of Eldorado.

Brought FEMA money into EldoradoDeclared for Fond du Lac County only

2008

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $8K aid approved $43K to the Town of Eldorado for repairs

2004

Severe Storms and Flooding

6 households applied for aid $11K aid approved $51K to the Town of Eldorado for repairs

Fond du Lac County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Eldorado

Eldorado and the towns around it

Very lowLowModerateHighVery high

Friendshipmostly inland floodingLow

Nekimimostly inland floodingLow

Eldoradomostly inland floodingVery low

Rosendalemostly inland floodingVery low

Lamartinemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eldorado covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eldorado’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eldorado. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eldorado total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.