Natural hazards · Henrietta

Henrietta, WI natural hazards

Most of the natural-hazard damage FEMA expects in Henrietta comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 26 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henrietta?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henrietta to be higher than in 68% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves16%Tornadoes8%Hail7%Everything else10%

By hazard

What Henrietta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 12 years in the area

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henrietta flood?

Every paid claim on a federal flood insurance policy in Henrietta, from FEMA’s records.

26paid claims since 1978

$687Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Storm: 7 claims, $167K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Henrietta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters that hit Henrietta

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Henrietta itself: aid to households, or repair grants to the Town of Henrietta.

Brought FEMA money into HenriettaDeclared for Richland County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

$378K to the Town of Henrietta for repairs

2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$88K to the Town of Henrietta for repairs

2016

Severe Storms, Flooding, and Mudslides

$106K to the Town of Henrietta for repairs

2008

Severe Storms, Tornadoes, and Flooding

$31K to the Town of Henrietta for repairs

2007

Severe Storms and Flooding

$32K to the Town of Henrietta for repairs

2000

Severe Storms, Tornadoes, and Flooding

$34K to the Town of Henrietta for repairs

Richland County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Henrietta

Henrietta and the towns around it

Very lowLowModerateHighVery high

Rockbridgemostly inland floodingHigh

Henriettamostly inland floodingHigh

Bloommostly inland floodingHigh

Yubamostly inland floodingHigh

Westfordmostly inland floodingHigh

Greenwoodmostly cold wavesModerate

Unionmostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henrietta covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Henrietta’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Henrietta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Henrietta total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.