Natural hazards · Bloom

Bloom, WI natural hazards

Most of the natural-hazard damage FEMA expects in Bloom comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloom?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloom to be higher than in 68% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves16%Tornadoes8%Hail7%Everything else10%

By hazard

What Bloom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 12 years in the area

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloom flood?

FEMA's records show no paid flood insurance claims in Bloom.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bloom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters that hit Bloom

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bloom itself: aid to households, or repair grants to the Town of Bloom.

Brought FEMA money into BloomDeclared for Richland County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

$35K to the Town of Bloom for repairs

2016

Severe Storms, Flooding, and Mudslides

$65K to the Town of Bloom for repairs

2007

Severe Storms and Flooding

$46K to the Town of Bloom for repairs

2000

Severe Storms, Tornadoes, and Flooding

$40K to the Town of Bloom for repairs

Richland County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Bloom

Bloom and the towns around it

Very lowLowModerateHighVery high

Marshallmostly inland floodingHigh

Bloommostly inland floodingHigh

Henriettamostly inland floodingHigh

Forestmostly inland floodingHigh

Yubamostly inland floodingHigh

Unionmostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloom is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bloom’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bloom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.