Natural hazards · Grover

Grover, WI natural hazards

Most of the natural-hazard damage FEMA expects in Grover comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grover?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grover to be higher than in 33% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves61%Inland flooding30%Everything else9%

By hazard

What Grover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

61% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

30% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

HurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grover flood?

Every paid claim on a federal flood insurance policy in Grover, from FEMA’s records.

1paid claims since 1986

$1Kpaid to owners

0homes flooded more than once

19862026

of all homes
are insured

No community discount. Grover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marinette County.

Disasters that hit Grover

Federal disasters declared here

None of the disasters declared for Marinette County shows FEMA aid or repair money reaching Grover itself in FEMA’s records.

Brought FEMA money into GroverDeclared for Marinette County only

Marinette County has had 5 natural disasters declared since 1953, most often floods and hurricanes.

Around Grover

Grover and the towns around it

Very lowLowModerateHighVery high

Little Rivermostly inland floodingHigh

Porterfieldmostly cold wavesHigh

Lakemostly cold wavesModerate

Peshtigomostly cold wavesLow

Grovermostly cold wavesLow

Poundmostly cold wavesLow

Beavermostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grover covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Grover’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Grover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grover total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.