Natural hazards · Beaver

Beaver, WI natural hazards

Most of the natural-hazard damage FEMA expects in Beaver comes from cold waves, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beaver?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver to be higher than in 28% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves56%Inland flooding32%Everything else12%

By hazard

What Beaver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

56% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

32% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beaver flood?

FEMA's records show no paid flood insurance claims in Beaver.

of all homes
are insured

No community discount. Beaver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marinette County.

Disasters that hit Beaver

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Beaver itself: aid to households, or repair grants to the Town of Beaver.

Brought FEMA money into BeaverDeclared for Marinette County only

2002

Severe Storms and Flooding

$11K to the Town of Beaver for repairs

Marinette County has had 5 natural disasters declared since 1953, most often floods and hurricanes.

Around Beaver

Beaver and the towns around it

Very lowLowModerateHighVery high

Lakemostly cold wavesModerate

Stephensonmostly cold wavesModerate

Grovermostly cold wavesLow

Beavermostly cold wavesLow

Poundmostly cold wavesLow

Brazeaumostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Beaver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Beaver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beaver total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.