Natural hazards · Fredonia

Fredonia, WI natural hazards

Most of the natural-hazard damage FEMA expects in Fredonia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fredonia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fredonia to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves23%Tornadoes11%Everything else10%

By hazard

What Fredonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 65 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fredonia flood?

Every paid claim on a federal flood insurance policy in Fredonia, from FEMA’s records.

3paid claims since 2004

$34Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

March 2019 Midwest Flooding: 2 claims, $32K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fredonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ozaukee County.

Disasters that hit Fredonia

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fredonia itself: aid to households, or repair grants to the Town of Fredonia.

Brought FEMA money into FredoniaDeclared for Ozaukee County only

2004

Severe Storms and Flooding

$4K to the Town of Fredonia for repairs

2000

Snow

$4K to the Town of Fredonia for repairs

Ozaukee County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Fredonia

Fredonia and the towns around it

Very lowLowModerateHighVery high

Saukvillemostly inland floodingLow

Fredoniamostly inland floodingLow

Farmingtonmostly inland floodingVery low

Belgiummostly inland floodingVery low

Shermanmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fredonia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fredonia’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Fredonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fredonia total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.