Natural hazards · Belgium

Belgium, WI natural hazards

Most of the natural-hazard damage FEMA expects in Belgium comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belgium?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belgium to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves26%Tornadoes14%Everything else10%

By hazard

What Belgium faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Cold waves

26% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 63 years in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belgium flood?

FEMA's records show no paid flood insurance claims in Belgium.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belgium isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ozaukee County.

Disasters that hit Belgium

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belgium itself: aid to households, or repair grants to the Town of Belgium.

Brought FEMA money into BelgiumDeclared for Ozaukee County only

2004

Severe Storms and Flooding

$20K to the Town of Belgium for repairs

2000

Snow

$2K to the Town of Belgium for repairs

Ozaukee County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Belgium

Belgium and the towns around it

Very lowLowModerateHighVery high

Fredoniamostly inland floodingLow

Belgiummostly inland floodingVery low

Hollandmostly inland floodingVery low

Port Washingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belgium is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belgium’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Belgium. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.