Natural hazards · Cadott

Cadott, WI natural hazards

Most of the natural-hazard damage FEMA expects in Cadott comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2016.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cadott?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cadott to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves37%Tornadoes11%Strong wind6%Everything else9%

By hazard

What Cadott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Cold waves

37% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 19 years in the area

Strong wind

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cadott flood?

Every paid claim on a federal flood insurance policy in Cadott, from FEMA’s records.

1paid claims since 2016

$4Kpaid to owners

0homes flooded more than once

20162026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cadott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chippewa County.

Disasters that hit Cadott

Federal disasters declared here

None of the disasters declared for Chippewa County shows FEMA aid or repair money reaching Cadott itself in FEMA’s records.

Brought FEMA money into CadottDeclared for Chippewa County only

Chippewa County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Cadott

Cadott and the towns around it

Very lowLowModerateHighVery high

Cadottmostly inland floodingLow

Sigelmostly inland floodingLow

Goetzmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cadott is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cadott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cadott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.