TownTapestry
Sign inJoin
Black River FallsGood morning
Natural hazards · Black River Falls

Black River Falls, WI natural hazards

Most of the natural-hazard damage FEMA expects in Black River Falls comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Black River Falls?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Black River Falls to be higher than in 36% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves27%Tornadoes10%Strong wind7%Everything else9%
By hazard

What Black River Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 2 times a year in the area

Cold waves

27% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 72% of U.S. places

Strong wind

7% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Black River Falls flood?

Every paid claim on a federal flood insurance policy in Black River Falls, from FEMA’s records.

1paid claims since 1993
$41Kpaid to owners
0homes flooded more than once
19932026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Black River Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jackson County.
Disasters that hit Black River Falls

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Black River Falls itself: aid to households, or repair grants to the City of Black River Falls.

Brought FEMA money into Black River FallsDeclared for Jackson County only
2026

Severe Storms, Tornadoes, and Flooding

11 households applied for aid
2010

Severe Storms and Flooding

$177K to the City of Black River Falls for repairs
2004

Severe Storms and Flooding

4 households applied for aid $5K aid approved
2001

Flooding, Severe Storms and Tornadoes

$2K to the City of Black River Falls for repairs
2000

Severe Storms, Tornadoes, and Flooding

$46K to the City of Black River Falls for repairs
Jackson County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Black River Falls

Black River Falls and the towns around it

Adams: Moderate, mostly inland floodingBrockway: Moderate, mostly inland floodingAlbion: High, mostly inland floodingKomensky: Moderate, mostly inland floodingAlma: Moderate, mostly inland floodingDewhurst: Moderate, mostly inland floodingMillston: Moderate, mostly inland floodingManchester: Moderate, mostly inland floodingSpringfield: High, mostly inland floodingIrving: High, mostly inland floodingHixton: Moderate, mostly inland floodingBlack River Falls: Low, mostly inland flooding Black River FallsAdamsBrockwayAlbion
Very lowLowModerateHighVery high
Albionmostly inland floodingHigh
Adamsmostly inland floodingModerate
Brockwaymostly inland floodingModerate
Black River Fallsmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Black River Falls covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Black River Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Black River Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Black River Falls total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Black River Falls, WIView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Black River Falls is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map