Natural hazards · Adams

Adams, WI natural hazards

Most of the natural-hazard damage FEMA expects in Adams comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Adams?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Adams to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves25%Tornadoes9%Strong wind6%Everything else9%

By hazard

What Adams faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Cold waves

25% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 25 years in the area

Strong wind

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Adams flood?

FEMA's records show no paid flood insurance claims in Adams.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Adams isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Adams

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Adams itself: aid to households, or repair grants to the Town of Adams.

Brought FEMA money into AdamsDeclared for Jackson County only

2016

Severe Storms, Flooding, and Mudslides

$13K to the Town of Adams for repairs

Jackson County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Adams

Adams and the towns around it

Very lowLowModerateHighVery high

Albionmostly inland floodingHigh

Dewhurstmostly inland floodingModerate

Adamsmostly inland floodingModerate

Almamostly inland floodingModerate

Komenskymostly inland floodingModerate

Brockwaymostly inland floodingModerate

Black River Fallsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Adams is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Adams’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Adams. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.