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Natural hazards · Shoreline

Shoreline, WA natural hazards

Most of the natural-hazard damage FEMA expects in Shoreline comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2007. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Shoreline?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shoreline to be higher than in 76% of U.S. communities, mostly from earthquakes.

Earthquakes84%Inland flooding15%Everything else2%
By hazard

What Shoreline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

84% of expected damage
Well above average · higher than 94% of U.S. places

Inland flooding

15% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about once every 4 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesCold wavesDroughtAvalanches
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Shoreline flood?

Every paid claim on a federal flood insurance policy in Shoreline, from FEMA’s records.

4paid claims since 2007
$23Kpaid to owners
1homes flooded more than once
20072026

Biggest named events

  • Winter storm: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Shoreline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: King County.

What’s been done with FEMA grants

4homes raised above flood level
Disasters that hit Shoreline

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shoreline itself: aid to households, or repair grants to the City of Shoreline.

Brought FEMA money into ShorelineDeclared for King County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

2 households applied for aid $848 aid approved
2024

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$14K to the City of Shoreline for repairs
2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$79K to the City of Shoreline for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

1 household applied for aid
2008

Severe Winter Storm and Record and Near Record Snow

$51K to the City of Shoreline for repairs
2007

Severe Storms, Flooding, Landslides, and Mudslides

56 households applied for aid $93K aid approved $119K to the City of Shoreline for repairs
2006

Severe Winter Storm, Landslides, and Mudslides

$15K to the City of Shoreline for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid
2003

Severe Storms and Flooding

1 household applied for aid $950 aid approved
King County has had 30 natural disasters declared since 1953, most often floods and severe storms.
Around Shoreline

Shoreline and the towns around it

Lake Forest Park: High, mostly earthquakesEdmonds: High, mostly earthquakesSeattle: High, mostly earthquakesKenmore: High, mostly earthquakesLynnwood: High, mostly earthquakesMountlake Terrace: High, mostly earthquakesWoodway: Moderate, mostly earthquakesMeadowdale: Moderate, mostly earthquakesBainbridge Island: High, mostly earthquakesMercer Island: High, mostly earthquakesTukwila: Very high, mostly earthquakesKirkland: High, mostly earthquakesBoulevard Park: Very high, mostly earthquakesWhite Center: High, mostly earthquakesBryn Mawr-Skyway: Very high, mostly earthquakesMedina: Moderate, mostly earthquakesBurien: High, mostly earthquakesVashon: Very high, mostly earthquakesShoreline: High, mostly earthquakes ShorelineLake Forest ParkEdmondsSeattle
Very lowLowModerateHighVery high
Shorelinemostly earthquakesHigh
Lake Forest Parkmostly earthquakesHigh
Seattlemostly earthquakesHigh
Edmondsmostly earthquakesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shoreline covers 12 census tracts, combined by population.
Money that reached townFlood claims are matched to Shoreline’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Shoreline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shoreline total about $39.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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