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Natural hazards · Edmonds

Edmonds, WA natural hazards

Most of the natural-hazard damage FEMA expects in Edmonds comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 19 claims here since 1986. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Edmonds?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edmonds to be higher than in 67% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes80%Inland flooding16%Everything else4%
By hazard

What Edmonds faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

80% of expected damage
Well above average · higher than 92% of U.S. places

Inland flooding

16% of expected damage
Well below average · higher than 14% of U.S. places
Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesCold wavesDroughtAvalanches
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Edmonds flood?

Every paid claim on a federal flood insurance policy in Edmonds, from FEMA’s records.

19paid claims since 1986
$404Kpaid to owners
4homes flooded more than once
19862026

Biggest named events

  • Winter storm: 2 claims, $87K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Edmonds isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Snohomish County.
Disasters that hit Edmonds

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Edmonds itself: aid to households, or repair grants to the City of Edmonds.

Brought FEMA money into EdmondsDeclared for Snohomish County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

4 households applied for aid $21K aid approved
2015

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$39K to the City of Edmonds for repairs
2015

Severe Windstorm

$64K to the City of Edmonds for repairs
2014

Flooding and Mudslides

3 households applied for aid
2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$42K to the City of Edmonds for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

1 household applied for aid
2008

Severe Winter Storm and Record and Near Record Snow

$46K to the City of Edmonds for repairs
2007

Severe Storms, Flooding, Landslides, and Mudslides

61 households applied for aid $95K aid approved $20K to the City of Edmonds for repairs
2006

Severe Winter Storm, Landslides, and Mudslides

$23K to the City of Edmonds for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $179 aid approved
2003

Severe Storms and Flooding

4 households applied for aid $5K aid approved $3K to the City of Edmonds for repairs
Snohomish County has had 33 natural disasters declared since 1953, most often severe storms and floods.
Around Edmonds

Edmonds and the towns around it

Lynnwood: High, mostly earthquakesMountlake Terrace: High, mostly earthquakesWoodway: Moderate, mostly earthquakesMeadowdale: Moderate, mostly earthquakesShoreline: High, mostly earthquakesNorth Lynnwood: High, mostly earthquakesAlderwood Manor: Moderate, mostly earthquakesBrier: High, mostly earthquakesPicnic Point: Moderate, mostly avalanchesLake Forest Park: High, mostly earthquakesSeattle: High, mostly earthquakesEdmonds: High, mostly earthquakes EdmondsLynnwoodMountlake TerraceWoodwayMeadowdaleShoreline
Very lowLowModerateHighVery high
Shorelinemostly earthquakesHigh
Lynnwoodmostly earthquakesHigh
Mountlake Terracemostly earthquakesHigh
Edmondsmostly earthquakesHigh
Meadowdalemostly earthquakesModerate
Woodwaymostly earthquakesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edmonds covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Edmonds’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Edmonds. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Edmonds total about $22.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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