Natural hazards · Sequim

Sequim, WA natural hazards

Most of the natural-hazard damage FEMA expects in Sequim comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1990. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sequim?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sequim to be higher than in 84% of U.S. communities, mostly from earthquakes.

Earthquakes88%Inland flooding10%Everything else2%

By hazard

What Sequim faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

88% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

10% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sequim flood?

Every paid claim on a federal flood insurance policy in Sequim, from FEMA’s records.

2paid claims since 1990

$56Kpaid to owners

0homes flooded more than once

19902026

of all homes
are insured

No community discount. Sequim isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clallam County.

Disasters that hit Sequim

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sequim itself: aid to households, or repair grants to the City of Sequim.

Brought FEMA money into SequimDeclared for Clallam County only

2022

Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

$43K to the City of Sequim for repairs

2021

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

12 households applied for aid $380 aid approved

2018

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, Mudslides, Tornado

$8K to the City of Sequim for repairs

2015

Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, Mudslides, and a T

$4K to the City of Sequim for repairs

2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$21K to the City of Sequim for repairs

2007

Severe Storms, Flooding, Landslides, and Mudslides

4 households applied for aid

2003

Severe Storms and Flooding

5 households applied for aid $1K aid approved

Clallam County has had 26 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sequim covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Sequim’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sequim. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sequim total about $7.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.