Natural hazards · Omak

Omak, WA natural hazards

Most of the natural-hazard damage FEMA expects in Omak comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Omak?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Omak to be higher than in 74% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding40%Wildfire27%Cold waves20%Earthquakes8%Everything else6%

By hazard

What Omak faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Wildfire

27% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Omak flood?

Every paid claim on a federal flood insurance policy in Omak, from FEMA’s records.

5paid claims since 1982

$65Kpaid to owners

1homes flooded more than once

19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Omak isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Okanogan County.

Disasters that hit Omak

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Omak itself: aid to households, or repair grants to the City of Omak.

Brought FEMA money into OmakDeclared for Okanogan County only

2003

Severe Storms and Flooding

1 household applied for aid

Okanogan County has had 35 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Omak is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Omak’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Omak. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.