Natural hazards · Kayak Point

Kayak Point, WA natural hazards

Most of the natural-hazard damage FEMA expects in Kayak Point comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 13 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kayak Point?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kayak Point to be higher than in 53% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes50%Inland flooding39%Everything else11%

By hazard

What Kayak Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

50% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

39% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesCold wavesDroughtAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kayak Point flood?

Every paid claim on a federal flood insurance policy in Kayak Point, from FEMA’s records.

13paid claims since 1982

$482Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kayak Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Snohomish County.

Disasters that hit Kayak Point

Federal disasters declared here

None of the disasters declared for Snohomish County shows FEMA aid or repair money reaching Kayak Point itself in FEMA’s records.

Brought FEMA money into Kayak PointDeclared for Snohomish County only

Snohomish County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Kayak Point

Kayak Point and the towns around it

Very lowLowModerateHighVery high

Kayak Pointmostly earthquakesModerate

Warm Beachmostly earthquakesModerate

Lake Goodwinmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kayak Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kayak Point’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Kayak Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kayak Point total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.