Natural hazards · Warm Beach

Warm Beach, WA natural hazards

Most of the natural-hazard damage FEMA expects in Warm Beach comes from earthquakes, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warm Beach?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warm Beach to be higher than in 53% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes50%Inland flooding39%Everything else11%

By hazard

What Warm Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

50% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

39% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesCold wavesDroughtAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warm Beach flood?

FEMA's records show no paid flood insurance claims in Warm Beach.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warm Beach isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Snohomish County.

Disasters that hit Warm Beach

Federal disasters declared here

None of the disasters declared for Snohomish County shows FEMA aid or repair money reaching Warm Beach itself in FEMA’s records.

Brought FEMA money into Warm BeachDeclared for Snohomish County only

Snohomish County has had 33 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warm Beach is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warm Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to Warm Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.