Natural hazards · Camano

Camano, WA natural hazards

Most of the natural-hazard damage FEMA expects in Camano comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 79 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camano?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camano to be higher than in 54% of U.S. communities, mostly from earthquakes and landslides.

Earthquakes40%Landslides28%Inland flooding20%Coastal flooding8%Everything else4%

By hazard

What Camano faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

40% of expected damage

Well above average · higher than 88% of U.S. places

Landslides

28% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

20% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 28 years in the area

Coastal flooding

8% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireStrong windLightningAvalanchesTsunamisVolcanic activity

Not a risk here

HurricanesDrought

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camano flood?

Every paid claim on a federal flood insurance policy in Camano, from FEMA’s records.

79paid claims since 1981

$1.8Mpaid to owners

0homes flooded more than once

19812026

Biggest named events

2025-12-AtmosphericRiver: 2 claims, $34K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camano isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Island County.

Disasters that hit Camano

Federal disasters declared here

None of the disasters declared for Island County shows FEMA aid or repair money reaching Camano itself in FEMA’s records.

Brought FEMA money into CamanoDeclared for Island County only

Island County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camano covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Camano’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Camano. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camano total about $9.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.