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Natural hazards · Wallingford

Wallingford, VT natural hazards

Most of the natural-hazard damage FEMA expects in Wallingford comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 27 claims here since 1983. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wallingford?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wallingford to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves9%Everything else15%
By hazard

What Wallingford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 2 times a year in the area

Cold waves

9% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wallingford flood?

Every paid claim on a federal flood insurance policy in Wallingford, from FEMA’s records.

27paid claims since 1983
$840Kpaid to owners
2homes flooded more than once
19832026

Biggest named events

  • Hurricane Irene: 15 claims, $604K
  • Vermont/New York Flooding: 9 claims, $223K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wallingford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rutland County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Wallingford

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wallingford itself: aid to households, or repair grants to the Town of Wallingford.

Brought FEMA money into WallingfordDeclared for Rutland County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

36 households applied for aid $141K aid approved $116K to the Town of Wallingford for repairs
2017

Severe Storms and Flooding

$172K to the Town of Wallingford for repairs
2014

Severe Winter Storm

$14K to the Town of Wallingford for repairs
2011

Tropical Storm Irene

56 households applied for aid $174K aid approved $457K to the Town of Wallingford for repairs
2007

Severe Storms and Flooding

$9K to the Town of Wallingford for repairs
2001

Snow

$4K to the Town of Wallingford for repairs
2000

Severe Storms and Flooding

$16K to the Town of Wallingford for repairs
1999

Tropical Storm Floyd

$6K to the Town of Wallingford for repairs
Rutland County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Wallingford

Wallingford and the towns around it

Clarendon: Low, mostly inland floodingMount Holly: Moderate, mostly inland floodingTinmouth: Moderate, mostly inland floodingShrewsbury: Very low, mostly inland floodingRutland: Very low, mostly inland floodingIra: Moderate, mostly inland floodingLudlow: Moderate, mostly inland floodingWeston: Low, mostly inland floodingPlymouth: High, mostly inland floodingMount Tabor: Moderate, mostly inland floodingDanby: Moderate, mostly inland floodingMiddletown Springs: Moderate, mostly inland floodingWells: Moderate, mostly inland floodingMendon: Very low, mostly inland floodingWallingford: Moderate, mostly inland flooding WallingfordClarendonMount HollyTinmouthShrewsbury
Very lowLowModerateHighVery high
Wallingfordmostly inland floodingModerate
Mount Hollymostly inland floodingModerate
Tinmouthmostly inland floodingModerate
Clarendonmostly inland floodingLow
Shrewsburymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wallingford is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wallingford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wallingford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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