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Natural hazards · Mount Holly

Mount Holly, VT natural hazards

Most of the natural-hazard damage FEMA expects in Mount Holly comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 2011. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mount Holly?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Holly to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves9%Everything else15%
By hazard

What Mount Holly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 2 times a year in the area

Cold waves

9% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mount Holly flood?

Every paid claim on a federal flood insurance policy in Mount Holly, from FEMA’s records.

7paid claims since 2011
$170Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Irene: 3 claims, $15K
  • Vermont/New York Flooding: 3 claims, $119K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Mount Holly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rutland County.
Disasters that hit Mount Holly

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Holly itself: aid to households, or repair grants to the Town of Mount Holly.

Brought FEMA money into Mount HollyDeclared for Rutland County only
2023

Severe Storm and Flooding

$17K to the Town of Mount Holly for repairs
2023

Severe Storms, Flooding, Landslides, and Mudslides

27 households applied for aid $226K aid approved $1.0M to the Town of Mount Holly for repairs
2019

Severe Storms and Flooding

$58K to the Town of Mount Holly for repairs
2017

Severe Storms and Flooding

$39K to the Town of Mount Holly for repairs
2014

Severe Winter Storm

$27K to the Town of Mount Holly for repairs
2013

Severe Storms and Flooding

$20K to the Town of Mount Holly for repairs
2011

Tropical Storm Irene

25 households applied for aid $47K aid approved $299K to the Town of Mount Holly for repairs
2007

Severe Storms and Flooding

$26K to the Town of Mount Holly for repairs
2001

Snow

$3K to the Town of Mount Holly for repairs
2000

Severe Storms and Flooding

$9K to the Town of Mount Holly for repairs
Rutland County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Mount Holly

Mount Holly and the towns around it

Wallingford: Moderate, mostly inland floodingLudlow: Moderate, mostly inland floodingShrewsbury: Very low, mostly inland floodingWeston: Low, mostly inland floodingPlymouth: High, mostly inland floodingMount Tabor: Moderate, mostly inland floodingClarendon: Low, mostly inland floodingTinmouth: Moderate, mostly inland floodingCavendish: High, mostly inland floodingChester: High, mostly inland floodingAndover: Low, mostly inland floodingMendon: Very low, mostly inland floodingLandgrove: Very low, mostly inland floodingLondonderry: Moderate, mostly inland floodingBridgewater: High, mostly inland floodingReading: Moderate, mostly inland floodingDorset: Low, mostly inland floodingPeru: Very low, mostly inland floodingDanby: Moderate, mostly inland floodingMount Holly: Moderate, mostly inland flooding Mount HollyWallingfordLudlowShrewsburyWestonPlymouthMount Tabor
Very lowLowModerateHighVery high
Plymouthmostly inland floodingHigh
Ludlowmostly inland floodingModerate
Mount Tabormostly inland floodingModerate
Mount Hollymostly inland floodingModerate
Wallingfordmostly inland floodingModerate
Westonmostly inland floodingLow
Shrewsburymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Holly covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Mount Holly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mount Holly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Holly total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

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You’re in Mount Holly, VTRutland CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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