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Natural hazards · Sheffield

Sheffield, VT natural hazards

Most of the natural-hazard damage FEMA expects in Sheffield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1995. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sheffield?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sheffield to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves11%Hurricanes8%Everything else11%
By hazard

What Sheffield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 5 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 23 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sheffield flood?

Every paid claim on a federal flood insurance policy in Sheffield, from FEMA’s records.

2paid claims since 1995
$55Kpaid to owners
0homes flooded more than once
19952026
of all homes
are insured
No community discount. Sheffield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Caledonia County.
Disasters that hit Sheffield

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sheffield itself: aid to households, or repair grants to the Town of Sheffield.

Brought FEMA money into SheffieldDeclared for Caledonia County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

16 households applied for aid $53K aid approved $163K to the Town of Sheffield for repairs
2023

Severe Storms, Flooding, Landslides, and Mudslides

14 households applied for aid $46K aid approved $97K to the Town of Sheffield for repairs
2017

Severe Storms and Flooding

$3K to the Town of Sheffield for repairs
2013

Severe Winter Storms

$18K to the Town of Sheffield for repairs
2013

Severe Storms and Flooding

$5K to the Town of Sheffield for repairs
2011

Tropical Storm Irene

13 households applied for aid $9K aid approved $185K to the Town of Sheffield for repairs
2011

Severe Storms and Flooding

4 households applied for aid $7K aid approved
2008

Severe Storms and Flooding

$14K to the Town of Sheffield for repairs
2007

Severe Storms and Flooding

$23K to the Town of Sheffield for repairs
2002

Severe Storms and Flooding

$26K to the Town of Sheffield for repairs
Caledonia County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Sheffield

Sheffield and the towns around it

Wheelock: Low, mostly inland floodingGlover: High, mostly inland floodingBarton: High, mostly inland floodingSutton: Low, mostly inland floodingDanville: Low, mostly inland floodingStannard: Low, mostly inland floodingGreensboro: High, mostly inland floodingLyndon: Moderate, mostly inland floodingBrownington: Moderate, mostly inland floodingIrasburg: Moderate, mostly inland floodingWestmore: Moderate, mostly inland floodingBurke: Moderate, mostly inland floodingNewark: Low, mostly inland floodingSheffield: Low, mostly inland flooding SheffieldWheelockGloverBartonSutton
Very lowLowModerateHighVery high
Bartonmostly inland floodingHigh
Glovermostly inland floodingHigh
Sheffieldmostly inland floodingLow
Wheelockmostly inland floodingLow
Suttonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sheffield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Sheffield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Sheffield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sheffield total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Sheffield, VTCaledonia CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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