Natural hazards · Glover

Glover, VT natural hazards

Most of the natural-hazard damage FEMA expects in Glover comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1994. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Glover?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Glover to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding84%Cold waves5%Everything else11%

By hazard

What Glover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Glover flood?

Every paid claim on a federal flood insurance policy in Glover, from FEMA’s records.

9paid claims since 1994

$129Kpaid to owners

0homes flooded more than once

19942026

Biggest named events

Vermont/New York Flooding: 2 claims, $104K

of all homes
are insured

No community discount. Glover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orleans County.

What’s been done with FEMA grants

1buildings floodproofed

Disasters that hit Glover

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Glover itself: aid to households, or repair grants to the Town of Glover.

Brought FEMA money into GloverDeclared for Orleans County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

10 households applied for aid $38K aid approved $108K to the Town of Glover for repairs

2023

Severe Storms, Flooding, Landslides, and Mudslides

32 households applied for aid $189K aid approved $183K to the Town of Glover for repairs

2013

Severe Winter Storms

$7K to the Town of Glover for repairs

2012

Severe Storm, Tornado, and Flooding

$270K to the Town of Glover for repairs

2011

Tropical Storm Irene

1 household applied for aid

2011

Severe Storms and Flooding

2 households applied for aid $455 aid approved $70K to the Town of Glover for repairs

2007

Severe Storms and Flooding

$59K to the Town of Glover for repairs

2001

Snow

$2K to the Town of Glover for repairs

1999

Tropical Storm Floyd

$2K to the Town of Glover for repairs

Orleans County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Glover

Glover and the towns around it

Very lowLowModerateHighVery high

Bartonmostly inland floodingHigh

Glovermostly inland floodingHigh

Greensboromostly inland floodingHigh

Sheffieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Glover is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Glover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Glover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.