Natural hazards · Pawlet

Pawlet, VT natural hazards

Most of the natural-hazard damage FEMA expects in Pawlet comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 2011. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pawlet?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pawlet to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves6%Everything else18%
By hazard

What Pawlet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 2 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pawlet flood?

Every paid claim on a federal flood insurance policy in Pawlet, from FEMA’s records.

6paid claims since 2011
$160Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Irene: 5 claims, $70K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Pawlet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rutland County.
Disasters that hit Pawlet

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pawlet itself: aid to households, or repair grants to the Town of Pawlet.

Brought FEMA money into PawletDeclared for Rutland County only
2017

Severe Storms and Flooding

$14K to the Town of Pawlet for repairs
2011

Tropical Storm Irene

33 households applied for aid $111K aid approved $295K to the Town of Pawlet for repairs
2001

Snow

$2K to the Town of Pawlet for repairs
2000

Severe Storms and Flooding

$42K to the Town of Pawlet for repairs
Rutland County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Pawlet

Pawlet and the towns around it

Granville: Moderate, mostly inland floodingWells: Moderate, mostly inland floodingRupert: Low, mostly inland floodingDanby: Moderate, mostly inland floodingHartford: Low, mostly inland floodingWhitehall: High, mostly inland floodingFort Ann: Low, mostly inland floodingHebron: High, mostly inland floodingHampton: High, mostly inland floodingPoultney: Moderate, mostly inland floodingMiddletown Springs: Moderate, mostly inland floodingTinmouth: Moderate, mostly inland floodingSandgate: High, mostly inland floodingDorset: Low, mostly inland floodingSalem: High, mostly inland floodingMount Tabor: Moderate, mostly inland floodingPawlet: Moderate, mostly inland flooding PawletGranvilleWellsRupertDanby
Very lowLowModerateHighVery high
Pawletmostly inland floodingModerate
Danbymostly inland floodingModerate
Granvillemostly inland floodingModerate
Wellsmostly inland floodingModerate
Rupertmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pawlet covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Pawlet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pawlet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pawlet total about $657K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01