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Natural hazards · Danby

Danby, VT natural hazards

Most of the natural-hazard damage FEMA expects in Danby comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Danby?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danby to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves6%Everything else18%
By hazard

What Danby faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 2 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Danby flood?

Every paid claim on a federal flood insurance policy in Danby, from FEMA’s records.

1paid claims since 2011
$9Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Irene: 1 claim, $9K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Danby isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rutland County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Danby

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Danby itself: aid to households, or repair grants to the Town of Danby.

Brought FEMA money into DanbyDeclared for Rutland County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid $42K aid approved
2017

Severe Storms and Flooding

$542K to the Town of Danby for repairs
2014

Severe Winter Storm

$48K to the Town of Danby for repairs
2011

Tropical Storm Irene

37 households applied for aid $59K aid approved $109K to the Town of Danby for repairs
2001

Snow

$4K to the Town of Danby for repairs
2000

Severe Storms and Flooding

$87K to the Town of Danby for repairs
Rutland County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Danby

Danby and the towns around it

Dorset: Low, mostly inland floodingTinmouth: Moderate, mostly inland floodingMount Tabor: Moderate, mostly inland floodingPawlet: Moderate, mostly inland floodingManchester: Low, mostly inland floodingRupert: Low, mostly inland floodingPeru: Very low, mostly inland floodingWinhall: Very low, mostly inland floodingWallingford: Moderate, mostly inland floodingMiddletown Springs: Moderate, mostly inland floodingWells: Moderate, mostly inland floodingClarendon: Low, mostly inland floodingWeston: Low, mostly inland floodingMount Holly: Moderate, mostly inland floodingGranville: Moderate, mostly inland floodingDanby: Moderate, mostly inland flooding DanbyDorsetTinmouthMount TaborPawlet
Very lowLowModerateHighVery high
Pawletmostly inland floodingModerate
Danbymostly inland floodingModerate
Mount Tabormostly inland floodingModerate
Tinmouthmostly inland floodingModerate
Dorsetmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danby is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Danby’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Danby. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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