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Natural hazards · Johnson

Johnson, VT natural hazards

Most of the natural-hazard damage FEMA expects in Johnson comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 19 claims here since 1995. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Johnson?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Johnson to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves7%Everything else18%
By hazard

What Johnson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Johnson flood?

Every paid claim on a federal flood insurance policy in Johnson, from FEMA’s records.

19paid claims since 1995
$403Kpaid to owners
2homes flooded more than once
19952026

Biggest named events

  • Vermont/New York Flooding: 4 claims, $191K
  • December Nor'easter: 2 claims, $12K
  • Hurricane Irene: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Johnson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lamoille County.
Disasters that hit Johnson

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Johnson itself: aid to households, or repair grants to the Town of Johnson.

Brought FEMA money into JohnsonDeclared for Lamoille County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

$582K to the Town of Johnson for repairs
2019

Severe Storm and Flooding

$79K to the Town of Johnson for repairs
2014

Severe Storms and Flooding

$283K to the Town of Johnson for repairs
2011

Tropical Storm Irene

$6K to the Town of Johnson for repairs
2011

Severe Storms and Flooding

$38K to the Town of Johnson for repairs
2007

Severe Storms and Flooding

$3K to the Town of Johnson for repairs
2002

Severe Storms and Flooding

$22K to the Town of Johnson for repairs
2001

Snow

$5K to the Town of Johnson for repairs
Lamoille County has had 35 natural disasters declared since 1953, most often severe storms and floods.
Around Johnson

Johnson and the towns around it

Morristown: Very low, mostly inland floodingCambridge: Moderate, mostly inland floodingHyde Park: Very low, mostly inland floodingEden: Moderate, mostly inland floodingWaterville: Moderate, mostly inland floodingStowe: Low, mostly inland floodingElmore: Moderate, mostly inland floodingHyde Park: Very low, mostly inland floodingFletcher: Low, mostly inland floodingFairfax: Low, mostly inland floodingUnderhill: Low, mostly inland floodingWestford: Low, mostly inland floodingWolcott: Moderate, mostly inland floodingCraftsbury: Moderate, mostly inland floodingLowell: Moderate, mostly inland floodingBelvidere: Moderate, mostly inland floodingAlbany: Moderate, mostly inland floodingMontgomery: High, mostly inland floodingBakersfield: Low, mostly inland floodingJohnson: Moderate, mostly inland flooding JohnsonMorristownCambridgeHyde ParkEdenWaterville
Very lowLowModerateHighVery high
Cambridgemostly inland floodingModerate
Edenmostly inland floodingModerate
Watervillemostly inland floodingModerate
Johnsonmostly inland floodingModerate
Morristownmostly inland floodingVery low
Hyde Parkmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Johnson covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Johnson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Johnson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Johnson total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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