Natural hazards · Templeton

Templeton, VA natural hazards

Most of the natural-hazard damage FEMA expects in Templeton comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Templeton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Templeton to be higher than in 9% of U.S. communities, mostly from inland flooding and drought.

Inland flooding38%Drought21%Hurricanes12%Earthquakes8%Tornadoes7%Everything else15%

By hazard

What Templeton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once every 2 years in the area

Drought

21% of expected damage

Recorded about 5 times a year in the area

Hurricanes

12% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 6 years in the area

Earthquakes

8% of expected damage

Above average · higher than 67% of U.S. places

Tornadoes

7% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 64 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Templeton flood?

FEMA's records show no paid flood insurance claims in Templeton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Templeton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince George County.

Disasters that hit Templeton

Federal disasters declared here

None of the disasters declared for Prince George County shows FEMA aid or repair money reaching Templeton itself in FEMA’s records.

Brought FEMA money into TempletonDeclared for Prince George County only

Prince George County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Templeton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Templeton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Templeton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.