Natural hazards · Sperryville

Sperryville, VA natural hazards

Most of the natural-hazard damage FEMA expects in Sperryville comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sperryville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sperryville to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding66%Strong wind10%Drought7%Everything else17%

By hazard

What Sperryville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Drought

7% of expected damage

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sperryville flood?

FEMA's records show no paid flood insurance claims in Sperryville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sperryville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rappahannock County.

Disasters that hit Sperryville

Federal disasters declared here

None of the disasters declared for Rappahannock County shows FEMA aid or repair money reaching Sperryville itself in FEMA’s records.

Brought FEMA money into SperryvilleDeclared for Rappahannock County only

Rappahannock County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sperryville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sperryville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sperryville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.